Mobile Home and Modular Home Insurance
Insurance companies insure mobile homes and modular homes differently from your standard construction homes. Homes aren't based off a rebuild estimates but based off replacement cost. They will often give discounts for homes in certain parks too.
Call to get your quote. We have Foremost and American Modern insurance available to quote your insurance.
951-395-0754
Insurance companies insure mobile homes and modular homes differently from your standard construction homes. Homes aren't based off a rebuild estimates but based off replacement cost. They will often give discounts for homes in certain parks too.
Call to get your quote. We have Foremost and American Modern insurance available to quote your insurance.
951-395-0754
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Here's a blog post I wrote about a mobile home that was destroyed by a blow torch!
I was reading this mornings news and one story stood out to me. It was about a man who decided the best way to clear dry dead weeds was to burn them with a blow torch! On the surface this is every pyro’s best thought. I’ll take a really hot flame and go have fun getting rid of weeds and overgrowth. A lawn mower or heck using a spade to clear it isn’t nearly as much fun. Those bastard weeds will pay!
This story went exactly like you are thinking it would. He not only lit the weeds on fire the flames then spread to a nearby shed and then to several mobile homes. The fire was contained quickly by the fire department but only after several people had to be evacuated. One home was lost and several others were damaged.
You can read the full story here: https://www.msn.com/en-us/news/us/michigan-man-uses-blowtorch-to-kill-weeds-sets-trailer-park-on-fire/ar-AAFeJhS?ocid=spartanntp
It’s a good reminder that we always get insurance for the unexpected. We can’t make other people make wise decisions. But, we can protect ourselves against someone’s lapse in judgement by making sure we have the proper home insurance coverage in place.
At least once a year when your home insurance policy renews you should review the limits. If you aren’t sure what each coverage does you can call your agent. I also listed the most common coverage under the home section of this website. That will give you a little guidance. Make sure your dwelling coverage is appropriate. The home insurance carriers in California are required to give you a replacement cost calculator every year. Take a minute and make sure the year built, square footage and all the features of your home are accounted for. You don’t want to be insuring your home with one less bathroom or if you have a really nice kitchen and it lists “builder grade” you might not get those nice upgrades covered if something were to happen to your home.
You can also call me. If you have a mobile home like the one that burned in this story I have more carriers than most insurance agencies do. I’d be happy to review your coverage and get you some comparisons. 951-395-0754
This story went exactly like you are thinking it would. He not only lit the weeds on fire the flames then spread to a nearby shed and then to several mobile homes. The fire was contained quickly by the fire department but only after several people had to be evacuated. One home was lost and several others were damaged.
You can read the full story here: https://www.msn.com/en-us/news/us/michigan-man-uses-blowtorch-to-kill-weeds-sets-trailer-park-on-fire/ar-AAFeJhS?ocid=spartanntp
It’s a good reminder that we always get insurance for the unexpected. We can’t make other people make wise decisions. But, we can protect ourselves against someone’s lapse in judgement by making sure we have the proper home insurance coverage in place.
At least once a year when your home insurance policy renews you should review the limits. If you aren’t sure what each coverage does you can call your agent. I also listed the most common coverage under the home section of this website. That will give you a little guidance. Make sure your dwelling coverage is appropriate. The home insurance carriers in California are required to give you a replacement cost calculator every year. Take a minute and make sure the year built, square footage and all the features of your home are accounted for. You don’t want to be insuring your home with one less bathroom or if you have a really nice kitchen and it lists “builder grade” you might not get those nice upgrades covered if something were to happen to your home.
You can also call me. If you have a mobile home like the one that burned in this story I have more carriers than most insurance agencies do. I’d be happy to review your coverage and get you some comparisons. 951-395-0754
