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  Ramblings of a "Risk Manager"

​Being an insurance agent is not a career that gets many people excited. But, one day I discovered I could tell people I’m in “risk management”. Suddenly, with my newfound status I was interesting, dare I say intriguing? Well, let’s not get carried away here.  
In this blog known as; ramblings of a risk manager I hope to make insurance seem slightly interesting. I’ll use color photos, because people like pictures and I’ll give you some halfway knowledgeable insurance information from a local insurance company. Enjoy!

Auto insurance refunds ending

5/18/2020

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As the country begins to open up auto insurance companies are bringing to an end the discounts they have been either been refunding or crediting their customers. It has been an unusual time for everyone and that includes auto insurance companies.  Most are still assessing the overall impact of the stay at home orders and the impact they had on their bottom lines. This is new territory for everyone. 
​The next step for many insurance companies will be working with existing customers to make sure they are able to keep their policies in force. As stimulus money dries up and unemployment benefits get stretched paying for insurance has become more of a challenge.
The insurance commissioner in California is recommending insurance companies extend out grace periods for their customers from 30 days to 60 days. It is important to note that doesn't mean the policy holders won't be responsible for those premiums. They will still be charged for the time their policy is in effect. It just means that the insurance companies can't cancel the policies for a longer period of time. 
The current extension of premium due dates will go through July 14, 2020. If you have questions about making a premium payment the best thing to do is call your carrier and see what types of adjustments they can make. Maybe a smaller premium due one month is a better option than skipping a payment altogether. 
Auto insurance companies are still working hard to help out their customers during these difficult times. Many people have been unaffected but many more have had significant income losses. If you have questions about your coverage or you need to get a policy started give us a call at 951-395-0754
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  • INSURANCE AGENCY
    • About Insurance Agency
  • Auto Insurance
    • Auto Quote Form
    • Collector Car
    • Motorcycle Insurance
    • MotorSports
    • Motor Home Insurance
  • Home Insurance
    • Home Quote Form
    • How to Buy Home Insurance
    • Renters Insurance
    • Condo Insurance
    • Rental Properties
    • Mobile Home Insurance
    • Jewelry Insurance
    • Earthquake Insurance
    • Flood Insurance
    • Wildfire Insurance
    • California FAIR Plan
  • Umbrella & Life Insurance
    • Umbrella Insurance
    • Life Insurance
  • Boat Insurance
  • Contact
  • Blog