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  Ramblings of a "Risk Manager"

​Being an insurance agent is not a career that gets many people excited. But, one day I discovered I could tell people I’m in “risk management”. Suddenly, with my newfound status I was interesting, dare I say intriguing? Well, let’s not get carried away here.  
In this blog known as; ramblings of a risk manager I hope to make insurance seem slightly interesting. I’ll use color photos, because people like pictures and I’ll give you some halfway knowledgeable insurance information from a local insurance company. Enjoy!

Blow torch effectively removes weeds and then destroys home!

8/2/2019

1 Comment

 
Picture
I was reading this mornings news and one story stood out to me. It was about a man who decided the best way to clear dry dead weeds was to burn them with a blow torch! On the surface this is every pyro’s best thought. I’ll take a really hot flame and go have fun getting rid of weeds and overgrowth. A lawn mower or heck using a spade to clear it isn’t nearly as much fun. Those bastard weeds will pay!
This story went exactly like you are thinking it would.  He not only lit the weeds on fire the flames then spread to a nearby shed and then to several mobile homes. The fire was contained quickly by the fire department but only after several people had to be evacuated. One home was lost and several others were damaged.
You can read the full story here: https://www.msn.com/en-us/news/us/michigan-man-uses-blowtorch-to-kill-weeds-sets-trailer-park-on-fire/ar-AAFeJhS?ocid=spartanntp
It’s a good reminder that we always get insurance for the unexpected. We can’t make other people make wise decisions. But, we can protect ourselves against someone’s lapse in judgement by making sure we have the proper home insurance coverage in place.
At least once a year when your home insurance policy renews you should review the limits. If you aren’t sure what each coverage does you can call your agent. I also listed the most common coverage under the home section of this website. That will give you a little guidance. Make sure your dwelling coverage is appropriate.  The home insurance carriers in California are required to give you a replacement cost calculator every year. Take a minute and make sure the year built, square footage and all the features of your home are accounted for. You don’t want to be insuring your home with one less bathroom or if you have a really nice kitchen and it lists “builder grade” you might not get those nice upgrades covered if something were to happen to your home.
You can also call me. If you have a mobile home like the one that burned in this story I have more carriers than most insurance agencies do.  I’d be happy to review your coverage and get you some comparisons. 951-395-0754
1 Comment
Kaleb link
5/10/2021 03:12:38 am

Thankk you

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    I've been an insurance agent for over 15 years.

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  • INSURANCE AGENCY
    • About Insurance Agency
  • Auto Insurance
    • Auto Quote Form
    • Collector Car
    • Motorcycle Insurance
    • MotorSports
    • Motor Home Insurance
  • Home Insurance
    • Home Quote Form
    • How to Buy Home Insurance
    • Renters Insurance
    • Condo Insurance
    • Rental Properties
    • Mobile Home Insurance
    • Jewelry Insurance
    • Earthquake Insurance
    • Flood Insurance
    • Wildfire Insurance
    • California FAIR Plan
  • Umbrella & Life Insurance
    • Umbrella Insurance
    • Life Insurance
  • Boat Insurance
  • Contact
  • Blog