Ferrari crashes into front of pump. The restaurant not the gas pump variety!

Over the weekend a Ferrari ran into the front of Lisa Vanderpump's Restaurant Pump. It seems like something written up for a "reality series", is it possible one is filmed at the exact location where the incident happened? Why yes there is a said realty TV show called Vanderpump Rules. 
Can't you imagine Jax standing behind the bar when the Ferrari careens into the the restaurant? The martini he was shaking for some overly hot human goes flying splashing on his designer shirt. In a panic he has to call his wife Brittany crying barely able to get the words out. On the other end of the line Brittany is overly concerned. "Jax, honey please tell me that you are okay". He then spends the rest of the day getting drunk and re-evaluating life. Jax decides in that moment that he and Brittany should in fact try to have a kid because he now realizes that life could end at any moment. The episode ends with Jax walking around topless in a towel and Brittany relaxing on the couch with her legs in the air and a knowing smile.
So, maybe the skeptic in me doesn't actually think all things on "realty" TV are actually real. I didn't see any film crew from the show Vanderpump Rules filming the scene. I guess it is possible for someone to just randomly drive down Santa Monica Boulevard in a Ferrari and just happen to crash into the front of the famous restaurant. It could happen. A single car accident that caused only enough damage for the restaurant to close for a few hours.
Let's say this is a real accident. How would the drivers auto insurance handle the situation? From the report I viewed on TMZ (my source for breaking news) the driver lost control of the car trying to avoid another car. Good job avoiding the other car, but in doing so he will now probably be found at fault in the accident. When you drive your car off the road for whatever reason insurance companies will almost always find you at fault. See, there is no one else to blame. If he had stayed in his lane and taken the hit he would probably not have been found at fault. He would have another driver and vehicle to blame for the accident.
Now his auto insurance will cover damage to his car under Collision coverage. He will pay his deductible and the insurance company will either pay to fix the car or total it out. From what I've see it could go either way. The coolant squirting out the front of his car doesn't look great. But, his hood isn't bent up and the damage seems mostly bumper oriented. But, since it is an exotic sports car there could be just enough damage that would lead the car to be totaled out. The reason for that is the cost to repair a Ferrari, and the parts are expensive. 
As for Pump the restaurant. It looks like they got someone out there to clean up the mess of shattered glass. They will also need to replace the glass wall that was shattered. There doesn't appear to be any structural damage and the building must have been deemed safe to reopen because they served dinner there that night.
The Ferrari driver will be on the hook to repair the damage to the restaurant. Who knows how much that will run. The damage he caused would be paid out under his Property Damage coverage. The insurance company would cover up to his policy limits.
Let's hope that Mr. Ferrari has good coverage for his sweet ride. If you are driving an expensive car you would assume he does have great coverage. That is no guarantee however. If you are like Mr. Ferrari make sure you have high liability limits. Driving into a Restaurant can get expensive and you don't want to be paying out of pocket. Call today to make sure your Ferrari is covered properly. 951-395-0754 And, let's wish Brittany and Jax the best for their future.