Halloween Insurance safety tips

Halloween is a holiday that my kids get super excited about. Between the costumes and the candy what isn't to love? Adults also enjoy the festivities but there are some important things to remember as the holiday approaches. With the help of Metlife Home and Auto Insurance here are some things to remember. 
1. Use extra caution when driving at dusk. It's always important to remember that kids will be out in abundance on Halloween. They might be so excited about where they are going that they may not be looking out for cars. They will also be running across the road to get to houses. They could also be dressed in dark clothes. So, if you need to drive that night use extreme caution and watch out for people in the road. A few good tips to keep your kids safe are to attaching glow sticks to them and make them carry a flash light. Kids love glow sticks anyways so they will happily wear them. The flash light will help them avoid tripping hazards and also help them to be seen.
2. Keep the path to your front door clear. If you are planning on giving out candy make sure that the path  getting to your door is clear. Kids in costumes are easily tripped up by Halloween decorations and dark conditions. 
3. Secure your pets. With the excitement of the evening pets can easily sneak out the front door. They can also get anxious when confronted with people in costumes, flashing lights or sounds. It is best to keep them away from trick or treaters. 
4. Fire It can be fun to light candles and put them in and around the pumpkins. Maybe you want a spooky display outside the front door. Just keep in mind that candles can fall over and cause fires. They now have great battery operated lights that you can safely use inside and outside.
5 Halloween Pranks. Some kids take the opportunity to play pranks on Halloween. It could be eggs, it could be a smashed pumpkin. It could be shaving cream. If you find vandalism damage after the holiday is over that is usually covered under home or auto insurance. 
6 Halloween Party. If you plan on having people over for the holidays make sure you keep your home safe. Make sure decorations are not where people could trip over them. Make sure if you are serving alcohol that everyone gets home safely. 
Overall important things to remember are to make sure you limit your exposure to dangers. You will have a probably more people coming onto your property during Halloween than any other time of the year. Makes sure things are picked up and put away. Make sure the pets are put away. Make sure your home insurance is up to date and that your liability limits are appropriate to protect you. And be careful driving. If you want a free Halloween insurance review give us a call at 951-395-0754
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