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  Ramblings of a "Risk Manager"

​Being an insurance agent is not a career that gets many people excited. But, one day I discovered I could tell people I’m in “risk management”. Suddenly, with my newfound status I was interesting, dare I say intriguing? Well, let’s not get carried away here.  
In this blog known as; ramblings of a risk manager I hope to make insurance seem slightly interesting. I’ll use color photos, because people like pictures and I’ll give you some halfway knowledgeable insurance information from a local insurance company. Enjoy!

Helen Hunt Involved in a car accident

10/17/2019

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​A few days ago actress Helen Hunt was involved in a car accident in Los Angeles. I remember her from the amazing blockbuster Twister. Her and Bill Paxon were storm chasers in that one. You probably remember the cow getting sucked up into the tornado. That’s pretty much what I remember from it. Back to the story about the accident.  Helen Hunt reportedly was a passenger in a black Cadillac Escalade at the time. Maybe she was heading to an acting job or an interview and they sent a driver to get her. The good news is that she will be fine after suffering some minor injuries in the accident.
Here’s where I need to give TMZ some accolades. In a world where reporters just seem to write down whatever anyone tells them and then reports the information as facts. TMZ actually goes after stories. They try to get eye witnesses information. They aggressively pursue video to show the story.  Here’s a link to their story if you want to check it out.
https://www.tmz.com/2019/10/16/helen-hunt-car-accident-crash-flipped-hospital-los-angeles/
Love them or hate TMZ they sure do get information. In this case you can picture one of the TMZ people getting a call that Helen Hunt was in an accident. They immediately go out to the scene. They must look around the area for any cameras that cover where the accident happened. In this case from google maps I can see a camera on top of the Jiffy Lube on a nearby corner. After finding a camera they go to the location and in this case someone with a cell phone camera records the monitor where the accident is played back. I’m sure some Jiffy Lube employee got a few hundred bucks. TMZ gets the story and a shaky cell phone video.
Since I am becoming an expert on recreating accidents here’s what it looks like happened. I’m totally not an expert by the way just an insurance agent. Helen Hunt’s SUV was traveling south on Tremaine. It looks like the driver got passed the first two lanes headed west on San Vicente. But the driver then drove into the east bound lane where the SUV was hit in the side by a white sedan.
San Vicente is a pretty major road in Los Angeles. It’s a four lane road. Two lanes going each direction separated by a grass divider. Now, if you want to get across the road North to South on Tremaine you need to cross all four lanes of the busy road. A lot of drivers will cross the first two lanes and get to the wide separation between the north and southbound lanes and wait there to cross the next two lanes. It looks like a driver of the SUV didn’t stop either thinking the other drivers had a stop sign or just not seeing the white car.
Either way it wasn’t a high speed accident. The SUV was hit at a what appears to be a low rate of speed but the angle caused the SUV to roll up on it’s side. You can see from the TMZ videos that the side curtain airbags did deploy. I’m sure it was a scary accident for Helen Hunt and the drivers of both cars.
Auto Insurance time! If the driver of the black SUV is found to be at fault by insurance adjusters he would be hit with a point on his driving record. His auto insurance would be responsible for paying to fix the white car. He would have to pay his deductible to fix the Cadillac. And if there were any injuries his insurance would also have to pay for those. Hopefully this driver has a commercial insurance policy. Generally, those policies have a million dollar limit for liability. The liability pays for injuries and damage done to others.
On a side note, Jiffy Lube really needs to power wash their driveway. Just because you do oil changes doesn’t mean you need to look like you do them. If you are doing any driving it’s time to get an auto insurance quote. Give me a call at 951-395-0754
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  • INSURANCE AGENCY
    • About Insurance Agency
  • Auto Insurance
    • Auto Quote Form
    • Collector Car
    • Motorcycle Insurance
    • MotorSports
    • Motor Home Insurance
  • Home Insurance
    • Home Quote Form
    • How to Buy Home Insurance
    • Renters Insurance
    • Condo Insurance
    • Rental Properties
    • Mobile Home Insurance
    • Jewelry Insurance
    • Earthquake Insurance
    • Flood Insurance
    • Wildfire Insurance
    • California FAIR Plan
  • Umbrella & Life Insurance
    • Umbrella Insurance
    • Life Insurance
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  • Blog