into the polar vortex

I feel like this Polar Vortex should be used in a Star Trek episode, poor Captain Kirk is stuck in the polar vortex again I hope he makes it out alive, oh wait he always does. Let’s be real it’s a pretty cool term to say but freezing cold temperatures are no fun. There are only so many layers of clothes you can put on and sometimes those aren’t enough to keep you warm. Even though I did see some crazy bloggers dressed in bikini’s outside in the middle of this madness, what people will do for clicks. Fortunately, the polar vortex has returned to where it should be and we have settled into regular cold winter stuff.
Now, things happen when the temperature drops. This morning in sunny southern California we actually had a hard frost and our mountains are covered in snow. This may seem like an aberration but to the uninitiated it can get frosty out here, cold no not so much, but frosty yes.
So, let’s say we have a puddle that has frozen over and now someone comes to the door and slips and falls. Well, there is a pretty good chance your homeowner liability insurance will cover this person. This is a perfect example of why you need to make sure you protect yourself with liability coverage. Sometimes things just happen. And, don’t forget to add an Umbrella Policy to your insurance. It’s an amazingly affordable way to protect yourself from lawsuits.
And if you know it’s going to be cold and you see a puddle on your walkway, just get out a broom and sweep them away people.
Call me today to get a quote on your home insurance and add an umbrella policy! 951-395-0754