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  Ramblings of a "Risk Manager"

​Being an insurance agent is not a career that gets many people excited. But, one day I discovered I could tell people I’m in “risk management”. Suddenly, with my newfound status I was interesting, dare I say intriguing? Well, let’s not get carried away here.  
In this blog known as; ramblings of a risk manager I hope to make insurance seem slightly interesting. I’ll use color photos, because people like pictures and I’ll give you some halfway knowledgeable insurance information from a local insurance company. Enjoy!

Most expensive cars!

9/26/2019

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​It’s always fun to day dream what it would be like to have so much money that you could buy any vehicle you wanted. I’ve seen a few most expensive car lists lately. And, dang you can spend a fortune on buying cars. Have you ever wondered what it would cost to insure one of these cars? I did, so I ran some numbers just for fun.
First I had to figure out who I wanted to be in order to run some numbers. Why not be the newest member of the LA Clippers Kawhi Leonard. He just recently signed a contract for about three years making over 100 million dollars. I think that would give us plenty of money to spend on cars. Doing some basic math every game that Mr. Leonard plays he makes about 400 thousand. So, minus some taxes, paying his agent it should take about two games to have enough cash on hand to buy a new ride.
Then I needed to find some uber expensive cars to balance out the garage. First we need a daily driver. I went with a 2019 Porsche 911 GT2 RS. It retails in the range of 350 thousand dollars. Then we are going to need a date car. We can’t take out our classy LA ladies in a sports car if we are going to the theater. So, I added a 2019 Rolls Royce Ghost also reasonably priced at around 350 thousand dollars.  And finally, I’m a professional athlete. I need some exotic sports car to show the boys. I picked a Lamborghini Aventador SVJ. That one retails about a half million dollars.  
Next were the coverages. Hey, if I’m worth hundreds of millions of dollars I’m maxing out my limits. I picked and underlying limit of 1 million dollars. Meaning if I injure someone with my car my base limit is a million dollars that insurance will pay. The deductible I picked on the car was the max of 2500 dollars. Hey, I might as well save a few dollars with a higher deductible. I included medical payment for me and my passengers. Just in case the airbag deploys and cracks a tooth or two I can have some dentist money.
So, what did this policy cost me? For a year the total came it at slightly under 36,000 dollars. Not too bad especially since I’m insuring over a million dollars worth of cars. This quote is based off having a clean driving record and living in Beverly Hills. Any tickets or other rating factors could change things. Give me a call Kawhi to get your insurance started. Hey, I lived in Corona… we were kinda neighbors! To lock in this rate call me at 951-395-0754.
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    I've been an insurance agent for over 15 years.

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  • INSURANCE AGENCY
    • About Insurance Agency
  • Auto Insurance
    • Auto Quote Form
    • Collector Car
    • Motorcycle Insurance
    • MotorSports
    • Motor Home Insurance
  • Home Insurance
    • Home Quote Form
    • How to Buy Home Insurance
    • Renters Insurance
    • Condo Insurance
    • Rental Properties
    • Mobile Home Insurance
    • Jewelry Insurance
    • Earthquake Insurance
    • Flood Insurance
    • Wildfire Insurance
    • California FAIR Plan
  • Umbrella & Life Insurance
    • Umbrella Insurance
    • Life Insurance
  • Boat Insurance
  • Contact
  • Blog