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  Ramblings of a "Risk Manager"

​Being an insurance agent is not a career that gets many people excited. But, one day I discovered I could tell people I’m in “risk management”. Suddenly, with my newfound status I was interesting, dare I say intriguing? Well, let’s not get carried away here.  
In this blog known as; ramblings of a risk manager I hope to make insurance seem slightly interesting. I’ll use color photos, because people like pictures and I’ll give you some halfway knowledgeable insurance information from a local insurance company. Enjoy!

My daughter's auto Insurance spiked!

3/12/2019

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Picture
Welcome to sunny California where everyone is now created equal. For years if not decades auto insurance companies in California were able to charge different rates for men and women. The reason they did this was historically men and women have accidents at different rates. When both sexes become middle aged those rates become almost equal. But, when they are young that’s a different story.
Well, big brother has come along and decided that insurance companies can no longer continue this practice. Guess what? If you have a boy who recently got his license his rates are about to go down. On the other side, if you have a daughter her rates are about to go up.
Statistics have shown that young boy drivers are one of the highest risks on the road. Young boys tend to take more risks while driving and drive faster than girls do. Who knows why, but historically no matter decade we look at and no matter what we say to our sons they tend to have more accidents than girls of the same age category.
With this new law everyone will be rated the same. Insurance companies will average the cost spent on teen drivers across all of them.
If you have four boys about to drive or are currently driving, score one for you. Maybe you can buy your neighbor who has four girls a sandwich to make them feel better about covering part of your insurance rates moving forward.
Give me a call if your kids just got licensed. Some companies charge more than others and we’d be happy to run some numbers for you. 951-395-0754 or visit us at www.socalinsured.com
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    I've been an insurance agent for over 15 years.

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  • INSURANCE AGENCY
    • About Insurance Agency
  • Auto Insurance
    • Auto Quote Form
    • Collector Car
    • Motorcycle Insurance
    • MotorSports
    • Motor Home Insurance
  • Home Insurance
    • Home Quote Form
    • How to Buy Home Insurance
    • Renters Insurance
    • Condo Insurance
    • Rental Properties
    • Mobile Home Insurance
    • Jewelry Insurance
    • Earthquake Insurance
    • Flood Insurance
    • Wildfire Insurance
    • California FAIR Plan
  • Umbrella & Life Insurance
    • Umbrella Insurance
    • Life Insurance
  • Boat Insurance
  • Contact
  • Blog