INSURANCE IN TEMECULA
  • INSURANCE AGENCY
    • About Insurance Agency
  • Auto Insurance
    • Auto Quote Form
    • Collector Car
    • Motorcycle Insurance
    • MotorSports
    • Motor Home Insurance
  • Home Insurance
    • Home Quote Form
    • How to Buy Home Insurance
    • Renters Insurance
    • Condo Insurance
    • Rental Properties
    • Mobile Home Insurance
    • Jewelry Insurance
    • Earthquake Insurance
    • Flood Insurance
    • Wildfire Insurance
    • California FAIR Plan
  • Umbrella & Life Insurance
    • Umbrella Insurance
    • Life Insurance
  • Boat Insurance
  • Contact
  • Blog

  Ramblings of a "Risk Manager"

​Being an insurance agent is not a career that gets many people excited. But, one day I discovered I could tell people I’m in “risk management”. Suddenly, with my newfound status I was interesting, dare I say intriguing? Well, let’s not get carried away here.  
In this blog known as; ramblings of a risk manager I hope to make insurance seem slightly interesting. I’ll use color photos, because people like pictures and I’ll give you some halfway knowledgeable insurance information from a local insurance company. Enjoy!

Protect yourself with insurance

12/6/2019

0 Comments

 
Picture
A few days ago in a jury trial a man was found guilty of causing an accident that resulted in serious injuries to a motorcyclist. The jury awarded the injured driver 21.5 million dollars!
Here's how we got to the trial and the huge award. On a February day in 2018 a motorcyclist was riding his bike in the HOV lane on the 405 in Los Angeles, Ca. As the motorcyclist tried to pass the Kia on its passenger side the Kia attempted to exit the lane. The car clipped the motorcycle and sent the bike and the driver across multiple lanes where the motorcyclist attempted to regain control. Unfortunately, he was unable to get control before hitting the side of a flatbed truck. The impact sent the driver flying off the bike and onto the freeway pavement.
The driver's injuries were very serious but not fatal. He spent several weeks in the hospital recovering. 
The reason this driver most likely survived the accident was because he was wearing full leathers and a helmet. The entire accident was caught on a camera by another motorcycle driver.
At the end of the day yes the driver of the Kia did make some errors. He was driving in the HOV lane alone, he exited the lane without signaling and he exited where there were double lines which is a violation.  If you drive around southern California you probably see people doing similar things on a daily basis. But, fortunately most of these infractions go without incident.
The judgement in this case is astronomical. One of the reasons the amount was so large was because the driver of the car was on the "job". He worked for a Kia dealership and he was taking the car out for a test drive after a recent repair. The attorneys in the trial were able to use the video footage and they had a large corporation to go after. That is a perfect mix for an injury attorney. 
Now how can an average person protect themselves? The number one thing you need to do is have proper auto insurance coverage to protect what you own. Have a policy large enough for a worst case accident. Liability coverage is not that expensive and for a few hundred dollars a year you can increase your limits substantially. It's an important reminder that you don't plan for accidents. And, if you do have an accident you need to protect yourself. Call 951-395-0754 to review your auto coverage limits.
0 Comments



Leave a Reply.

    Author

    I've been an insurance agent for over 15 years.

    Archives

    December 2020
    June 2020
    May 2020
    April 2020
    March 2020
    February 2020
    January 2020
    December 2019
    November 2019
    October 2019
    September 2019
    August 2019
    July 2019
    June 2019
    May 2019
    April 2019
    March 2019
    February 2019

    Categories

    All

    RSS Feed

about agency
Contact Us
619-880-1234email
Home Insurance
Auto Insurance
google map
CLICK TO ENLARGE MAP

43471 Paisano Ct. Temecula, CA 92592
619-880-1234
Copyright © 2020, karazin agency llc. 0E55673  All rights reserved
Proudly powered by Weebly
  • INSURANCE AGENCY
    • About Insurance Agency
  • Auto Insurance
    • Auto Quote Form
    • Collector Car
    • Motorcycle Insurance
    • MotorSports
    • Motor Home Insurance
  • Home Insurance
    • Home Quote Form
    • How to Buy Home Insurance
    • Renters Insurance
    • Condo Insurance
    • Rental Properties
    • Mobile Home Insurance
    • Jewelry Insurance
    • Earthquake Insurance
    • Flood Insurance
    • Wildfire Insurance
    • California FAIR Plan
  • Umbrella & Life Insurance
    • Umbrella Insurance
    • Life Insurance
  • Boat Insurance
  • Contact
  • Blog