Renters Insurance

Aw, look at that face!

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Renters Insurance is like the unwanted dog in the shelter. It’s unloved it’s often neglected and it’s under appreciated. Why do I say such terrible things about an insurance product? Because it’s true. I have never met anyone who gets excited about renter’s insurance. Most people come to me for renters insurance because their landlord is requiring that they get the coverage. It is very rare that someone actually asks or wants the coverage.
The most common question I get is, "Why do I need renters insurance, it doesn’t do anything for me anyways. Right?" You couldn’t be more wrong. Renters insurance is designed for you. It is there to protect your belongings against theft, fire, smoke damage. It even gives you money if you can’t live in your home because it is damaged. I had a lot of people come to me when they were evacuated by the wildfires last fall. They had no idea that their policy would cover “loss of use”. When they got evacuated they got money to cover their hotel. That’s a huge benefit.
If you are renting a home or apartment you need renters insurance. It probably costs about 50 cents per day for a basic policy. If you wanted to get crazy it might cost you a dollar per day. It also usually gives you a discount on your auto insurance too.
Give me a call to find out more about renters insurance. 951-395-0754