Thanksgiving!

That's a good looking bird!

​Less than two weeks before the best day of the year! Yes, it’s not my birthday or even Christmas. It’s Thankgiving! Why do I love this day so much? Well, it’s simple. I don’t have to work on a Thursday. How often does that actually happen? It involves food, adult beverages and football is on. That’s a winning combination in my book.
I recently put out my inflatable turkey and added some lights to the neighboring bushes. Yup, I’m the only one in the neighborhood with Thanksgiving decorations and I’m pretty happy about that. Now that we have the house all decorated what can we do to make sure the crazy relatives and friends have a safe holiday?
The first thing to remember when you are having guests over is to make sure your Homeowners Insurance is up to date. It is extremely important to have our liability limits in place so that if someone were to have an accident while visiting you are protected. I’ve had customers where they had a party and on the way out the front door their guests lost their balance and fell. One person ended up hospitalized and they decided to sue the homeowner. Things happen and when you open your house to visitors you increase your liability exposures.
As a good host make sure you keep your house clear of tripping hazards. All the kids toys should be tucked away. Your dog’s bones should be picked up too. Trips and falls are one of the top liability claims insurance companies pay out on. The other one is animal liability. If you have a dog that you are concerned about make sure they are put away so that you don’t have any dog bite issues.
You also should keep an eye on your guests. Yes, we all have that uncle who will drink too much. Make sure crazy Uncle Fred has a safe way to get home.
Slander! What is slander anyways. That’s when you say something that damages someone’s reputation. So, don’t go taking pictures of Uncle Fred and posting them on social media saying he’s a nut job. Many policies will cover slander under your liability portion, but let’s just talk in private to our relatives about Uncle Fred and not tell the world about his bad behavior at Thanksgiving.
Overall, just be aware of your guests and make sure you keep the house as safe as possible. If you know you are having people over put the hose away. Enjoy your Thanksgiving. Save me some turkey! 951-395-0754