The Greatest Wrestler of all time!

When I was living in Boston I was excited to check out the historic Boston Garden. It was a pretty dumpy building by the time I got there, better known for the rats running around the concourse than championships being won.  I didn’t make it to the Garden to see a hoops game or a hockey game but I was able to see one of the greatest wrestler of the day; Hulk Hogan.  That night when the WWF came to town I was able to cheer on body slams, flying pile drivers and the best part, I able to touch the sweaty shoulder of a giant man named Hulk Hogan. I couldn’t believe how big he was in person. He had those long blond locks that dangled below his iconic bandana and his permanent tan. He was definitely one of the great showman of the day. That night Hogan and Rowdy Roddy Piper defeated Rick Flair and Sid Justice when Hogan pinned Flair, are you kidding me? Ah, good times there!
Fast forward to a time after this great wrestler retired. He moved on to a reality TV show and worked on other projects along the way. He had a few kids, a wife and lots of drama. Well, one day his son decided to take one of the cars out for a drive with a friend. His son ended up in a terrible accident. Reportedly from racing on the street. His friend who was a passenger in the car almost died and sadly he suffered major brain injuries. The son ended up serving 8 months in jail and Hogan ended up getting sued by the family of the injured young man.
I heard that Mr. Hogan was offered an umbrella insurance policy shortly before the accident happened but never purchased it. This may or may not have happened but it still illustrates the importance of protecting yourself with insurance.
One of the biggest reasons to buy umbrella insurance is to protect what you own. If you have assets that exceed your underlying insurance limits you need to have one. Most auto and home insurance policies cap out at 500 thousand dollars. A few carriers will cover up to a million dollars. But, those are the maximum standard limits.
Another reason to get an umbrella policy is if you have kids that are driving. Kids are the highest liability risk you have in the house.  Your kids may be great, but they lack driving experience. That lack of driving experience leads to accidents and since they are your dependents you are ultimately responsible. Additionally, even if they are grown and decide to drive one of your cars you can still be held liable if they are driving your car.
If you take the time to put a yellow bandana on everyday then you need to have an umbrella policy to protect those bandanas and everything else you own. If you have kids, buy an umbrella policy. In this case Hulk Hogan had two reasons to buy an umbrella policy, kids and assets.  The cost of an umbrella policy is fairly inexpensive. If I told you it only cost a dollar a day to have a million dollars worth of protection would you do it? I hope you would say yes. Call me today to get your umbrella policy started. 951-395-0754 www.socalinsured.com