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  Ramblings of a "Risk Manager"

​Being an insurance agent is not a career that gets many people excited. But, one day I discovered I could tell people I’m in “risk management”. Suddenly, with my newfound status I was interesting, dare I say intriguing? Well, let’s not get carried away here.  
In this blog known as; ramblings of a risk manager I hope to make insurance seem slightly interesting. I’ll use color photos, because people like pictures and I’ll give you some halfway knowledgeable insurance information from a local insurance company. Enjoy!

Truck Tire Goes Wild

12/5/2019

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Picture
Over the weekend a truck tire decided to let loose and explore the town on its own. There are good reasons to keep these things locked down with nuts and bolts people. Because, when they are allowed to venture off on their own they can cause mayhem!
A prime example of the damage and destruction these seemingly peaceful tires can cause happened in Houston. Trevor Bauer a baseball player for the Reds took his not too modest sports car in for service to the local Mclaren dealer. Yes, this multi hundred thousand dollar car was in getting a lube job. I wonder how much that costs at the dealership? Apparently, when you have a Mclaren it gets parked inside when awaiting service. I don't think my Ford gets the same treatment.
This fancy sports car was parked inside next to a large window at the dealership when a truck tire came flying across six lanes of traffic on a freeway. The tire crossed a parking lot, hit the side of the building and careened through the window next to the sports car and ended up crashing into the car and landing on the roof. It was quite the adventure for this rogue tire. Clearly it must have seen the car from the passing freeway and decided that the car stood for everything it wasn't. Yes, no truck tire would ever be able to grace a McLaren. This tire took its opportunity to get payback and it was sweet. The damage on the car was enough to total it. 
Now, the odds of this ever happening again are pretty much zero. I would guess that most tires that break free from either a truck or a car end up along the side of the road. How this one was able to travel so far and cause so much damage is pretty amazing. There are two parts of auto insurance that are coming into play here. One, the truck driver's insurance would cover Property Damage. That means any damage done by the insured's vehicle would be covered up to their policy limits. I'm pretty sure a commercial truck would have pretty high limits for damage to other peoples property. Trevor Bauer would also have insurance. If the truck didn't know it lost a tire and kept driving then Trevor's comprehensive coverage would pay to fix the car. Comprehensive covers random things that can happen to cars. Like fire, tree falling on the car, wind storm and random truck tires. Either way the car will get paid for by one or the other auto insurance company.
Here's a link the the story with pictures. It is pretty amazing.
https://www.cbssports.com/mlb/news/reds-trevor-bauer-has-300k-sports-car-destroyed-in-bizarre-accident-at-dealership/
If you want to protect your car from flying tires give me a call at 951-395-0754 and I'll get you flying tire insurance!
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    I've been an insurance agent for over 15 years.

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  • INSURANCE AGENCY
    • About Insurance Agency
  • Auto Insurance
    • Auto Quote Form
    • Collector Car
    • Motorcycle Insurance
    • MotorSports
    • Motor Home Insurance
  • Home Insurance
    • Home Quote Form
    • How to Buy Home Insurance
    • Renters Insurance
    • Condo Insurance
    • Rental Properties
    • Mobile Home Insurance
    • Jewelry Insurance
    • Earthquake Insurance
    • Flood Insurance
    • Wildfire Insurance
    • California FAIR Plan
  • Umbrella & Life Insurance
    • Umbrella Insurance
    • Life Insurance
  • Boat Insurance
  • Contact
  • Blog