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  Ramblings of a "Risk Manager"

​Being an insurance agent is not a career that gets many people excited. But, one day I discovered I could tell people I’m in “risk management”. Suddenly, with my newfound status I was interesting, dare I say intriguing? Well, let’s not get carried away here.  
In this blog known as; ramblings of a risk manager I hope to make insurance seem slightly interesting. I’ll use color photos, because people like pictures and I’ll give you some halfway knowledgeable insurance information from a local insurance company. Enjoy!

What kind of car should I buy for my Kid?

6/4/2019

1 Comment

 
Picture
Isn't she a beauty? Thanks to www.MotoeXotica.com classic cars for the picture!
​I think that most people fondly remember their first car. My first car was a beast. It was an early 80’s Chevy Citation “club coupe”. It was white with a flashy red pinstripe down its side. The pinstripe happened to match a bright red interior.
Now this car had seen better days by the time it rolled into my hands. My dad had bought it new, drove it for a few years. It got passed onto my mom who drove it for a few years. I remember one night she came home all worked up because she got hit by a deer. My dad wasn’t buying her story, but I was there to pull some deer skin off the side mirror validating my mom’s story. The deer dent never got repaired and the car got passed onto my brother, then my sister and finally me.
Another fond memory of that car was when my dad took it to get tires. The mechanic nonchalantly mentioned that the bottom of the car was so rusted out that basically the carpet was the only thing holding people in the car.  Dad sweetly paid to get that fixed. Otherwise the rear quarter panels were mostly rust, I tapped it once with my toe and my foot went through the panel. The ceiling fabric somehow managed to remove itself from the actual roof. So, it hung down hitting my head. A nice big pin put it back in place. The radio stopped working at some point. My favorite feature however was the windshield wiper jets. For some odd reason they weren’t very well attached to the hood of the car and they would squirt off to the side. It was always a nice feature if you passed someone on the street that you didn’t like much. A few quick squirts and you had the ultimate mobile squirt gun.
Basically the only thing that worked on the car was its V6 engine that was shoved under the hood. Now when I say it worked, it mostly worked on warm days. If the weather was cold I had to go try to get the car started in the driveway before my hair froze. I would pump the gas, crank it over and try to get it to start. I would then let it run for 20 minutes otherwise it might stall out on the way to school.
I have to say that little car was still fun to drive. It would rumble down the road with a slight smell of gas. I do remember pulling into a parking lot and some people mentioned that my car smelled like gas. I guess I thought it always smelled like that. Come to find out it did have a gas leak that needed to be fixed or it might have burst into flames, who knew?
Sadly, the “white lion” as my friend nicknamed it finally stopped working. We sold it off for a few hundred bucks, I don’t even know if it was worth that in parts.
So, what kind of car is a good car for a new teenage driver? The moral to this story is any car is a great first car for your kids. It doesn’t have to be anything fancy or exciting. It’s their first car and they will always remember it no matter if it is brand new or some beat up and rusted out car. Give me a call if you’d like to compare rates on a car for your teenage driver. 951-395-0754
1 Comment
Deb
6/10/2019 04:39:48 am

I remember it well, little brother! Sorry you were last in line! Great post! (PS- my kids are driving a beat up old Pilot that has peeling door interiors & loses wiper fluid by the gallon... and they will be until it kicks the bucket.)

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    I've been an insurance agent for over 15 years.

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  • INSURANCE AGENCY
    • About Insurance Agency
  • Auto Insurance
    • Auto Quote Form
    • Collector Car
    • Motorcycle Insurance
    • MotorSports
    • Motor Home Insurance
  • Home Insurance
    • Home Quote Form
    • How to Buy Home Insurance
    • Renters Insurance
    • Condo Insurance
    • Rental Properties
    • Mobile Home Insurance
    • Jewelry Insurance
    • Earthquake Insurance
    • Flood Insurance
    • Wildfire Insurance
    • California FAIR Plan
  • Umbrella & Life Insurance
    • Umbrella Insurance
    • Life Insurance
  • Boat Insurance
  • Contact
  • Blog