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  Ramblings of a "Risk Manager"

​Being an insurance agent is not a career that gets many people excited. But, one day I discovered I could tell people I’m in “risk management”. Suddenly, with my newfound status I was interesting, dare I say intriguing? Well, let’s not get carried away here.  
In this blog known as; ramblings of a risk manager I hope to make insurance seem slightly interesting. I’ll use color photos, because people like pictures and I’ll give you some halfway knowledgeable insurance information from a local insurance company. Enjoy!

When your car isn't fully fixed after an auto accident

6/29/2020

1 Comment

 
Picture
Well, I'm about to embark on a journey that I don't have any experience with. So, let's learn a valuable auto insurance lesson together.
At the end of last year my car got hit by a young lady. She somehow managed to cross in front of me while I was stopped and remove 60 percent of my front bumper. The damage seemed minor enough. The side panels were fine. The door gaps didn't get impacted from the auto accident. Basically she just sheered off that part of the bumper. What I thought would be a few hundred dollar accident turned into a eleven thousand dollar accident. Yup, 60 percent of a bumper equaled half the value of my car. 
Apparently, when a car gets hit and any part of the car gets a scratch that scratched part needs to be replaced. And, on my car that meant the whole bracket that holds the engine in place had to be replaced. The main steel beam that protects you in an accident also had a scratch and had to be replaced.  I had about 9000 in parts that were replaced. Most of which I thought could be fixed on the cheap but who am I to tell the auto insurance company to please just weld it back together when I am not paying. I'd rather have a new part for the price of free than a welded part.
After I got the car back the first time it made a clunky sound when I went over a bump. It seemed like something wasn't tightened properly. And the fan on my car would come on and stay on even when the car was turned off and cool. 
I managed to get the clunky sound fixed but the fan wouldn't replicate the staying on thing. A few months back it came back on. Then I unplugged the fan and let the car sit for a day and it went off again. Now, it's back on. 
My plan is to take the car back to the body shop that happens to be attached to the dealership and have them try and fix it. So, as much as you hope that your car gets fixed the first time things do happen and sometimes they have to go back again. It will be interesting to see how they handle things. 
Stay tuned for what they say once I bring it back in.
1 Comment
Public Adjuster Fort Lauderdale link
1/28/2025 05:11:19 am

Great post! It's so important to address all car issues after an accident, even the ones that aren't immediately obvious. Not getting everything fixed can cause more problems later on. Thanks for sharing this helpful advice!

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  • INSURANCE AGENCY
    • About Insurance Agency
  • Auto Insurance
    • Auto Quote Form
    • Collector Car
    • Motorcycle Insurance
    • MotorSports
    • Motor Home Insurance
  • Home Insurance
    • Home Quote Form
    • How to Buy Home Insurance
    • Renters Insurance
    • Condo Insurance
    • Rental Properties
    • Mobile Home Insurance
    • Jewelry Insurance
    • Earthquake Insurance
    • Flood Insurance
    • Wildfire Insurance
    • California FAIR Plan
  • Umbrella & Life Insurance
    • Umbrella Insurance
    • Life Insurance
  • Boat Insurance
  • Contact
  • Blog