When Your Million Dollar Boat Falls Off A Trailer

My youngest daughter never watches TV. It is kinda odd to me since I basically grew up in front of the television. You’d get home from school. Grab a snack and put the TV on. Of course you’d go and hang out with friends but I would say that I spent way more time in front of the TV than I should have.  It was the golden era of television.  There were comedies on that were actually funny. Action shows with theme music. Ah, good times. 
Fast forward to my daughter and she looks at the TV with a side eye. She’d rather be on her tablet or on the computer playing a game.  I on the other hand have no interest in video games and I find YouTube to be entertaining in small batches. But, more than three silly videos or those stupid cat chasing a laser video’s are maddening to me. Give me some terrible realty TV please.
So, what does this all have to do with insurance? Nothing of course. But, I did see a Youtube video the other day where this expensive yacht was being pulled out of the water by a truck and a tractor. The video starts with the boat in the water. Somehow they managed to get this giant boat onto this small trailer. Obviously the truck wasn’t powerful enough to pull the boat out alone. So they attached a tractor to the front of the truck so the combined power could drag the boat out of the water. Now, as soon as this boat started leaving the water a terrible squeeling sound started. You can see in the video at least one tire on the trailer is flat. But, I guess no one needed to inspect the trailer at this point. That squeeling sound is perfectly normal, more squeeling and creeking the better!  Just keep driving, everything will work out just fine. The boat and the trailer made it to the top of the small access ramp. When they started around the first corner that boat started to lean. In slow motion to everyone's horror the boat falls over into the grass and the trailer crashes back down to the road. Ah, the commentary from the people watching this disaster unfold makes the video. Two guys on the boat hold on for their lives until the boat stops moving. And the kiddo in the back of the car that is recording the incident says “uh oh”.  Watch it here:
https://www.youtube.com/watch?v=QIbHh7V6qC4
So, this is just another reminder that it is time to get boat insurance. If you are towing a boat out of the water and something happens to it, your Boat insurance is going to cover the damage to the boat. I did a quick search on Youtube for “boats falling off trailers” it’s amazing how many came up. Boat insurance is designed to cover the boat on and off the water. It is relatively inexpensive and if you don’t want to be on the hook for the damage done to your boat by trying to put it on too small a trailer give me a call. 951-395-0754